H.R. 970 · 119th Congress · House
Fairness for Servicemembers and their Families Act of 2025
Introduced 2025-02-04 · Sponsored by Rep. Strickland, Marilyn [D-WA-10] (D-WA) · Last updated 2026-03-31
Last action (2025-12-12): Became Public Law No: 119-54.
Summary
Requires the VA to check every five years whether the maximum life insurance coverage for servicemembers and veterans has kept up with inflation. Right now, those coverage caps can sit unchanged for years while the cost of living goes up, meaning military families are effectively getting less protection over time. The VA has to base its review on the Consumer Price Index and report its findings, though Congress would still need to act on any recommended increases.
The Good
Ensures military life insurance keeps pace with inflation
Requires the VA to periodically review and report on maximum coverage limits for Servicemembers' Group Life Insurance and Veterans' Group Life Insurance. Coverage caps that do not adjust for inflation leave military families underinsured.
The Bad
Reports do not automatically adjust coverage levels
The bill requires reviews and reports but does not mandate that coverage limits actually increase. Congressional action would still be needed to raise caps based on the findings.
All Sources
Everything on this page ties back to one of these. Click through if you want to check.